Zavida Mangaru is the executive vice president of product strategy and innovation for North American Bancard Holdings, LLC (NAB).
Mangaru has more than 20 years of experience in payment and financial services, and she has dedicated her career to creating innovative payment solutions for businesses of all sizes. Mangaru is responsible for guiding the re-imagination of NAB’s product portfolio, overseeing marketing strategy, and creating synergy across the Product and Marketing teams, which are responsible for driving growth and market share across the business.
Prior to joining NAB, Mangaru was the head of product for Total Merchant Services (TMS), where she focused on the development and implementation of competitive payment solutions for small-to-medium-sized businesses (SMBs). Before that, she was the VP of mobile convergence and digitization at MasterCard, where she developed the strategy, product and platform design for MasterCard’s digital wallet solution. She previously served as MasterCard’s VP of global ecommerce and mobile product development, as well as director of B2B product management and business development. Before joining MasterCard, Mangaru worked at American Express in a number of capacities, including new product development, global re-engineering and product management.
Mangaru’s interest in the convergence of technology and payments has guided her work for many years. She enjoys developing insights on the future of the connected payment industry and is always researching ways to improve the payment experience for both merchants and consumers.